Flood insurance is available on coasts, and in the areas where it’s available, it’s becoming increasingly expensive. The insurance that the National Flood Insurance Program provides, for instance, covers up to $250,000 in structural damage to a house and costs about $700 a year. Private policies instead cost thousands a year and have higher deductibles. […]
If you’re looking for different priced auto insurance plans depending on the state, then look no further. Here’s a breakdown of the highest priced and lowest price insurance plans, according to Insure.com. The most expensive premiums: 1 Michigan $2,239 2 Louisiana $2,126 3 Florida $2,050 4 Rhode Island $1,852 5 Connecticut $1,831 6 DC $1,827 […]
Health insurance is a big stress for many people, especially parents. And today, less children have health insurance coverage than in past years. Many kids lost coverage when CHIP renewal was up for debate in 2017. And while some were able to get their insurance back, that wasn’t the case for every kid. Last year […]
When looking for a health insurance plan, there are a few things you’ll need to keep in mind to make sure you don’t pick the wrong one. Here are a few tips to keep in mind. Learn what coinsurance means before you pick a plan. FIgure out how and what your out-of-pocket maximums are. Distinguish […]
If you’re considering investing in life insurance, there might be a few things you want to consider before making any purchases. First, you’ll want to consider if you want term or permanent insurance. Term insurance covers things you would need to have paid for within the term of the insurance, typically 20 to 30 years. […]
Credit card debt is a massive pain, and during the holidays it can feel especially heavy. But getting that $0 balance isn’t impossible, and getting it might be the best holiday gift you can give yourself. Here are a few steps to try and do so. Set a budget and stick to it. Negotiate to […]
If you’re looking to get a credit card that has great benefits and rewards, then you’ll need to ensure that you have the right credit score. So what is the right credit score to get you there? Ted Rossman, industry analyst at CreditCards.com, said, “We typically see at least a 670 required for the best […]
Do you ever feel like you’re constantly working, your credit score always looming in the back of your mind? Do you wonder if there’s a point in your life when you don’t have to think about it? Unfortunately, probably not. Even if you’re retired or not planning to take out any loans, you still need […]
Despite making sure your credit score is good enough to get a mortgage loan, there’s a good chance that the mortgage will take your score down a few pegs. In fact, some see their score drop by at least 40 points. “If you have high utilization on credit cards or other credit lines, and then take […]
Planning on popping the question? Well there are certain ways that your credit score might play a factor in that decision. Spray out payments if it’s not possible to make the purchase in one fell swoop. Use the credit card rewards to plan a honeymoon. Another great perk of rewards is finding cards that have […]
